Last updated: April 2026
Affordifyy is an early-stage financial technology product operated by Vaibhav Kuppaswamy. Contact: info@affordifyy.co.uk
We collect the information you provide during your assessment: your name, email address, household composition, income information, housing status, and financial circumstances. If you connect your bank account via Open Banking, we also process your transaction data to generate a spending breakdown.
We process your data solely to generate your affordability assessment and budget summary. We do not use your data for marketing, credit scoring, automated decision-making, or any purpose beyond generating your assessment.
Your full assessment data is held for 90 days from the date of creation. After 90 days, your personal identifiers (name and email) are anonymised and only the aggregated budget figures are retained for service improvement. You can request immediate deletion at any time.
Only you can share your assessment. You control who receives your reference ID. Affordifyy staff may access anonymised data for product development. We do not sell, share, or transfer your data to third parties.
If you choose to connect your bank account, we use Plaid (an FCA-authorised payment institution) to retrieve your transaction data. Plaid's privacy policy applies to this connection. Your bank credentials are never shared with Affordifyy — Plaid handles authentication directly.
Under UK GDPR you have the right to access your data, correct inaccurate data, request deletion, object to processing, and data portability. To exercise any of these rights, email info@affordifyy.co.uk and we will respond within 30 days.
We use only essential cookies required for the service to function. We do not use tracking or advertising cookies.
We will notify users of material changes to this policy by email or by displaying a notice on the service.
For any privacy questions or to exercise your rights: info@affordifyy.co.uk