UK Open Banking · High Precision Engine

Complete once,
share everywhere

One budget assessment. Multiple creditors. Verified by banking data.

Start Your AssessmentFor debt advisors
🔁

The same information,
again and again

Each creditor asks for the same budget details from scratch — wasting hours of your time and emotional energy.

4+
Average hours to complete one affordability form manually
5–7
Average number of creditors a person in difficulty owes
🔑

Share your unique
Budget ID

One code. Every creditor sees your full verified assessment instantly. You remain in control.

How It Works

Three steps to financial clarity

01
📄

Verify with bank data

Connect securely. We use banking-grade encryption to accurately build your budget.

02
🔑

Get your Budget ID

Receive a safe, unique code (AF-XXXX) that contains your verified assessment.

03
↗️

Share instantly

Simply give any advisor or creditor your code for instant, verified access.

Consistency and trust for
both sides of the table

For individuals

Stop the cycle of repetition.

✓One standard verified report with banking data
✓Understand your true spending in minutes
✓See which benefits you could be claiming
✓Total control: revoke access any time
✓FCA-aligned Standard Financial Statement
For debt advisors

The fact-find, simplified.

✓Verified data directly from source
✓Automatic detection of flags and vulnerability
✓Pre-filled SFS forms ready for submission
✓Direct messaging and collaboration tools
✓Send secure links for customer completion

Ready for a better standard?

The smarter way to prove affordability. Verified, professional, and completely free for individuals.

Get your Budget ID